Genetic health test in Thirroul, NSW

Genetic tests and life insurance

• From 8 October 2026, life insurers may not use protected genetic information in life insurance underwriting, with limited consent-based exceptions (Treasury Laws Amendment (Genetic Testing Protections in Life Insurance and Other Measures) Act 2026).
• The Royal College of Pathologists of Australasia (RCPA) classes consumer-requested tests as higher-risk diagnostic self-tests. Tests through accredited Australian laboratories with professional sample collection operate within Australian regulation. RCPA strongly opposes international direct-to-consumer test kits for medical purposes, which have no Australian regulatory oversight (position statement, April 2026).

Sources

• Treasury Laws Amendment (Genetic Testing Protections in Life Insurance and Other Measures) Act 2026 (No. 35, 2026)
• Norton Rose Fulbright, Australian Parliament bans use of genetic test results in life insurance
• RCPA, Self-testing position statement (April 2026)

General information, not medical advice

• longevity.com.au is a directory. It does not provide medical advice, diagnose conditions or recommend any provider, test or service.
• Business descriptions are the business's own wording, edited to remove claims that advertising law does not permit. They have not been verified.
• Talk to a registered health practitioner about whether a test or service suits you. Check a practitioner's registration on the Ahpra register.

Sources

• TGA, Determining if your content is advertising
• Ahpra, Guidelines for advertising a regulated health service